Texas Licensed Public Insurance Adjuster  |  TDI #3036746

We Turn Claims Around

Fifteen years in Gulf Coast construction. Every claim reflects that background.

Bill Spell — Versa Public Claims Adjusting
Licensed Public Insurance Adjuster
Bill Spell
Texas TDI License #3036746  •  Texas A&M University, B.S. Finance ’93
Before I was a public adjuster, I built things.

I’m a 1993 graduate of Texas A&M University with a degree in finance. I started as a math major, and that foundation has never left me. Numbers and details are how I think. It’s also how I approach a claim: methodically, with everything accounted for and nothing assumed.

After college I worked in commercial real estate, where negotiation wasn’t a skill you developed casually — it was the job. Understanding how to read the other side, build a position, and hold it is something I carried from that world into everything that came after.

What came after was construction. I spent years running a remodeling company in Houston: kitchens, baths, additions, and full gut renovations of apartment complexes in the city’s infill neighborhoods. I know how buildings go together, what repairs actually cost, and what it takes to restore a structure to its pre-loss condition. That knowledge shapes every claim I work.

Background

The experience behind every Versa claim.

1993
Texas A&M University
B.S. Finance. Started as a math major. Numbers and detail are how I think.
Mid-2000s
Commercial Real Estate
Negotiation as a core discipline. Reading the other side and building a defensible position.
2008–2022
Construction & Remodeling
Houston-based residential and commercial work. Kitchens, baths, additions, gut renovations — and major storm response.
2008
First Claims Work
Hurricane Ike. Helping clients document scope, identify what the insurer missed, and build the case for what repairs required.
2023
Texas PA License
TDI #3036746. Always on the policyholder’s side of the table. Never on the carrier side.
Gulf Coast Storm History

Seen from the construction side.

My first encounter with insurance claims came during Hurricane Ike in 2008, working alongside a contractor helping their clients navigate scope disputes with insurers. I wasn’t a licensed adjuster then. But I was already doing the work.

Hurricane Ike
2008
Construction side
Hurricane Harvey
2017
Construction side
Hurricane Laura
2020
Construction side
Hurricane Delta
2020
Construction side
February Ice Storm
2021
Construction side

Over the following years I worked through each of these events as a remodeler, on the construction side of losses that reshaped how Texans understand their insurance coverage. That background — understanding what damage looks like, what full restoration actually costs, and what a complete scope requires — is what I bring to every claim I work today.

Bill Spell on site
Specialty Areas

What I handle best.

My claim files routinely run several hundred pages. Clients frequently tell me the insurance company’s adjuster spent thirty minutes or less on their property. I spend two to four hours, at minimum, before I’m satisfied nothing has been missed.

Education & License

  • Texas A&M University — B.S. Finance, 1993
  • Texas Public Adjuster License — TDI #3036746
  • Licensed on the policyholder’s side exclusively — never the carrier side

Tools & Experience

  • 15+ Years Construction & Remodeling, Houston and Gulf Coast
  • Xactimate and Symbility Estimating
  • FLIR Thermal Imaging
  • Docusketch 360° Documentation
  • Drone Photography — Digital Calipers — Moisture Meters

Not sure if your claim deserves a closer look?

There is no charge for the initial claim review or the on-site visit. If your loss isn’t something we can help with, we’ll tell you that directly — and offer what guidance we can.

Review My Claim Call 832-403-1795